Terms and Condition

Effective Date: October 2025

Welcome to Session & Coker Insurance Services, LLC. By accessing or using our website and services, you agree to be bound by the following Terms and Conditions. Please read them carefully before using this site.

1. About Us

Session & Coker Insurance Services, LLC is an independently owned Allstate agency located in Sumter, South Carolina. Led by Ernest Session, a seasoned insurance professional with over 25 years of experience, our agency provides tailored insurance and financial solutions, including:

• Auto Insurance

• Homeowners Insurance

• Business Insurance

• Life Insurance

• Mutual Funds

• Annuities and Rollovers

Our mission is to help individuals and families of all ages and backgrounds protect, grow, and rebuild their assets when life’s challenges occur.

2. Use of Website

By using this website, you agree to:

• Provide accurate and complete information when requested.

• Use this website only for lawful purposes and in compliance with these Terms.

• Refrain from attempting to damage, disable, or impair the website or interfere with others’ use.

You must be at least 18 years old or have parental consent to use this website.

3. Insurance Quotes and Coverage

Any insurance quote or product information provided on this website is for informational purposes only. Quotes do not constitute a contract or guarantee of coverage. Actual coverage and eligibility will be determined by the insurance carrier after completing the required application and underwriting process.

4. Intellectual Property

All content, logos, trademarks, text, graphics, and design elements on this website are the property of Session & Coker Insurance Services, LLC and/or Allstate Insurance Company. You may not reproduce, distribute, or use any materials without written consent.

5. Third-Party Links

This website may include links to third-party websites (such as Allstate.com) for your convenience. We do not control, endorse, or assume responsibility for the content or policies of third-party sites.

6. Limitation of Liability

While we strive to ensure accurate and up-to-date information, Session & Coker Insurance Services, LLC is not liable for any direct, indirect, incidental, or consequential damages arising from the use or inability to use our website or services.

7. Changes to Terms

We may update these Terms and Conditions at any time without prior notice. Updates will be posted on this page with a revised effective date.

8. Governing Law

These Terms are governed by the laws of the State of South Carolina. Any disputes shall be resolved in the appropriate state or federal courts located in South Carolina.