

Session & Coker Insurance Services LLC has been protecting South Carolina families and businesses for over 35 years. We're not just your insurance agency — we're your neighbors.
Born in New York and grounded in the values of South Carolina, Ernest Session brings both a wide perspective and deep local roots to every client relationship. As the founder and lead agent of Session & Coker Insurance Services LLC, Ernest has built a 35+ year reputation for integrity, reliability, and genuinely personal service.
Ernest is a licensed professional insurance agent specializing in auto insurance, homeowners insurance, life insurance, business insurance, and retirement & financial services — serving families and businesses throughout Sumter, SC and the surrounding South Carolina communities.
Beyond the office, Ernest is deeply active in the Sumter community — supporting local organizations, causes, and the families who make this area home. When you work with our agency, you're not just a client. You're a neighbor, and we'll treat your insurance like it's our own.
Session & Coker Insurance Services LLC is more than a policy provider. We're a long-term partner committed to your financial protection — from your first quote to your last claim.
Ernest Session has been protecting South Carolina families for over three decades. You benefit from experience built on thousands of real-life insurance situations — not just textbooks.
We don't sell one-size-fits-all policies. We take time to understand your life, your assets, and your risks — then recommend coverage that actually fits your situation and budget.
Ernest is an active member of the Sumter community. He answers his own phone, shows up for claims, and treats every client with the same care he'd give his own family.
Auto, homeowners, renters, life, business, and retirement — we offer comprehensive coverage across all major insurance categories, so you can consolidate with one trusted agent.
When you have a claim, Ernest doesn't disappear. He personally follows up, takes pictures, and advocates on your behalf — because your peace of mind is the whole point.
We work with top-rated carriers to find the most competitive premiums available. Bundle your auto and home policies and save significantly — often $400–$800 or more per year.
"Hi! The service here is excellent. When I needed help, I didn't have to wait long at all. Mr. Ernest came out personally, took pictures, and did everything necessary to make sure I was satisfied. I truly appreciate the care and prompt service!"
"I've been with Allstate since 1970, and I've always received wonderful service. I'm especially thankful for my current agent, Ernest Session, who went above and beyond to resolve a claim I'd been dealing with since early November — and he finished it for me in just one week!"
"Having an agent like Ernest Session is worth more than you can buy. He's assisted me in every way — answered every call and text, and even came out personally to make sure I was taken care of at the shop. That's outstanding, excellent customer service. You can't go wrong with the Ernest Session Agency!"
Whether you're a first-time buyer or reviewing your current coverage, Session & Coker Insurance Services LLC is ready to help. Get a free, no-obligation quote from Ernest Session today.

I was satisfied. I truly appreciate the care
“Having an agent like Ernest Session is worth more than you can buy. He’s assisted me in every way—answered every call and text, and even came out personally to make sure I was taken care of at the shop. That’s outstanding, excellent customer service. You can’t go wrong with the Ernest Session Agency. Allstate is number one!”

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Session & Coker Insurance Services, LLC is a trusted Allstate agency in Sumter, SC, led by Ernest Session. With over 35 years of experience, we provide personalized insurance and financial solutions to help protect what matters most.
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