Services
We provide complete coverage solutions tailored for every stage of life:
Auto Insurance
Protect your car, passengers, and peace of mind.
Homeowners & Renters Insurance
Safeguard your property, belongings, and liability.
Life Insurance
Give your loved ones financial security for the future.
Business Insurance
Protect your company, employees, and assets from the unexpected.
Financial Services
Plan your families future with annuities,
and rollovers.
“Hi! The service here is excellent. When I needed help, I didn’t have to wait long at all. Mr. Ernest came out personally, took pictures, and did everything necessary to make sure
I was satisfied. I truly appreciate the care
and prompt service!”
“I’ve been with Allstate since 1970, and I’ve always received wonderful service over the years. I’m especially thankful for my current agent, Ernest Session, who went above and beyond to resolve a claim I’d been dealing with since early November — and he finished it for me in just one week! I truly appreciate everything Allstate and Ernest have done for me. I’d recommend Ernest Session to anyone looking for an agent who truly cares about his clients.”
— George Waight, Allstate Customer for Over 55 Years
“Having an agent like Ernest Session is worth more than you can buy. He’s assisted me in every way—answered every call and text, and even came out personally to make sure I was taken care of at the shop. That’s outstanding, excellent customer service. You can’t go wrong with the Ernest Session Agency. Allstate is number one!”
— Barney Gatson, Allstate Customer
Session & Coker Insurance Services, LLC is a trusted Allstate agency in Sumter, SC, led by Ernest Session. With over 35 years of experience, we provide personalized insurance and financial solutions to help protect what matters most.
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Complete Insurance & Financial
Solutions for Every Stage of Life
Session & Coker Insurance Services LLC provides auto, home, life, business, and financial services insurance to families and businesses throughout South Carolina — backed by 35+ years of experience and a commitment to personal service.
We Provide Complete Coverage Solutions
Tailored for Every Stage of Life
As a trusted licensed insurance agency, Session & Coker Insurance Services LLC is committed to finding the right coverage at the right price — for individuals, families, and businesses across South Carolina.
Protect Your Car, Passengers,
and Peace of Mind.
South Carolina's trusted auto insurance agency — shopping multiple carriers for your best rate.
Whether you drive a family sedan, a pickup truck, or a fleet of work vehicles, Session & Coker Insurance Services LLC finds the right auto insurance coverage for your situation. Serving Sumter, SC and surrounding communities, we work hard to ensure you get the best combination of price and protection for your needs.
- Liability Coverage — meets South Carolina's minimum requirements
- Collision & Comprehensive Coverage
- Uninsured & Underinsured Motorist Protection
- Roadside Assistance & Rental Reimbursement
- Multi-car & bundling discounts available
Safeguard Your Property,
Belongings, and Liability.
Protect what you've built — home, contents, and peace of mind.
Your home is likely your biggest investment. Session & Coker Insurance Services LLC helps South Carolina homeowners and renters find the right level of protection for their property, belongings, and personal liability — at a price that fits their budget.
- Dwelling Structure Coverage — protects the physical home
- Personal Property & Belongings Coverage
- Personal Liability Protection
- Additional Living Expenses if home is uninhabitable
- Renters Insurance for tenants — affordable & flexible
- Flood Insurance guidance — critical for SC storm exposure
Give Your Loved Ones
Financial Security for the Future.
Affordable life coverage starting at just a few dollars a day.
Life insurance is one of the most important financial decisions a family can make. Session & Coker Insurance Services LLC helps South Carolina families find the right type and amount of life coverage — whether you need straightforward income replacement or a permanent policy that builds long-term value.
- Term Life Insurance — affordable, straightforward income replacement
- Whole Life Insurance — lifetime coverage + builds cash value
- Mortgage & Debt Protection
- Children's Education Fund Protection
- Coverage for stay-at-home parents & caregivers
- Business owner life insurance solutions
Protect Your Company, Employees,
and Assets from the Unexpected.
Commercial insurance built for South Carolina small businesses and entrepreneurs.
Running a business in South Carolina means managing real risks every day. Session & Coker Insurance Services LLC provides a full range of commercial insurance solutions — from general liability to cyber coverage — so you can focus on growing your business with confidence.
- General Liability Insurance — 3rd party injury & property damage
- Business Owner's Policy (BOP) — property + liability bundled
- Workers' Compensation — required for most SC businesses with 4+ employees
- Commercial Auto Insurance
- Professional Liability / Errors & Omissions (E&O)
- Cyber Liability Insurance — for businesses handling customer data
Plan Your Family's Future
with Confidence.
Annuities, rollovers, and retirement planning for South Carolina families.
At Session & Coker Insurance Services LLC, we believe protecting your future goes beyond insurance. Our retirement and financial services help South Carolina families plan for a secure, comfortable future — with solutions designed around your timeline and goals.
- Annuities — guaranteed income for retirement
- IRA & 401(k) Rollovers
- Retirement income planning
- Long-term financial goal setting
- Solutions for individuals, families, and business owners
Coverage You Can
Count On
Session & Coker Insurance Services LLC is committed to finding the right coverage for every client — with the personal service and local expertise that South Carolina families and businesses deserve.
Get a Free QuoteTrusted Coverage
We connect you with reliable, top-rated insurance coverage tailored to your needs — not a generic policy off a shelf.
Personalized Guidance
We work for you. Our recommendations are based entirely on your situation, your budget, and your goals.
Claims Advocacy
When you file a claim, Ernest is in your corner — personally following up to make sure you're taken care of.
Bundling Savings
Bundle auto + home and save $400–$800/year on average. One agent, one call, more savings.
What South Carolina Clients Say About Us
"The service here is excellent. When I needed help, I didn't have to wait long at all. Mr. Ernest came out personally, took pictures, and did everything necessary to make sure I was satisfied. I truly appreciate the care and prompt service!"
"I've been with Allstate since 1970 and I've always received wonderful service. Ernest Session went above and beyond to resolve a claim I'd been dealing with since early November — and he finished it for me in just one week!"
"Having an agent like Ernest Session is worth more than you can buy. He answered every call and text and came out personally to make sure I was taken care of. Outstanding, excellent customer service. You can't go wrong!"
Ready to Find the Right
Coverage for You?
Whether you need auto, home, life, business, or financial coverage — Session & Coker Insurance Services LLC is ready to help. Getting your free, no-obligation quote takes just minutes.
Session & Coker Insurance Services, LLC is a trusted Allstate agency in Sumter, SC, led by Ernest Session. With over 35 years of experience, we provide personalized insurance and financial solutions to help protect what matters most.
Our Services
Quick Links
Subscribe to our Mailing List
And that's just a peek at what we offer. Get more marketing tips straight to your inbox.
All rights reserved. 2025